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Welcome to Healthy Habits.

Decreasing healthcare benefit costs while improving employee health and financial wellness.

A simple solution to a very real problem.

Employer-sponsored health plan benefit costs continue to rise with no end in sight. And with the unknowns surrounding post COVID-19 life, experts predict this trend will continue into the foreseeable future.

Healthy Habits is a comprehensive employee benefits platform, and the first to connect health & financial wellness benefiting employers and their employees.

Healthy Habits Pays for Itself.

Employers improve workplace productivity, retain top-performers and reduce benefit costs through a healthier workforce.

Employees improve health and financial wellness through a 0% interest line of credit for out-of-pocket medical costs, plus member-only discounts on everyday purchases.

Exclusive Access to 0% Interest Line of Credit

All members are pre-qualified for a minimum $1,000 0% interest line of credit, no credit check required

Members can utilize the line of credit to cover health insurance deductibles, co-pays and out-of-pocket medical expenditures

Line of Credit term lengths range from 3 months to 36 months, repayment terms are tailored to fit a member’s financial situation

Higher lines of credit are available to qualified members

Healthy Rewards & Perks with a Purpose

Healthy Habits members access a comprehensive health & wellness program offering articles, videos and other content curated by health experts to promote and support physical, nutritional, social and financial wellness

Access member-only discounts and savings at 300,000+ local and national retailers – improve financial health while saving hundreds of dollars each year on groceries, healthcare products & services, clothing, entertainment, home & auto repairs and travel

Dedicated 24/7/365 US-based service and support to address all member questions or requests

Marvin the Monster, Resident Statistician

The Not So Good News

Increasing Benefit Costs:
The average premium for family coverage has increased 22% over the last five years and 54% over the last ten years, costs are forecast to increase another 5% in 2020. (CNBC)

Employees are Declining Care:
58% of American’s delay or decline medical care because it is too expensive.

Loss of Productivity:
According to the CDC, $1,685 is the average productivity loss per employee due to personal and family health problems.

The Good News

According to The Wellness Council of America, wellness investments in an organization’s workforce can produce a $3 return on every $1 invested in support of corporate wellness.

The Great News. Healthy Habits.

Great For Employers

Healthy Habits is the first-of-its-kind program developed to promote a healthier, more productive and financially stable workforce. A healthier workforce and fewer insurance claims can allow for significant savings on employer benefit costs.

Great For Employees

Healthy Habits is a membership-based benefits platform that allows employees to address the stress and financial burden of managing their health and well-being while at the same time improving their financial wellness.

Easy Registration.

There are no setup costs or activation fees. We’ll provide all employee sign-up and communication materials. You’ll be up and running within 14 days of registering with Healthy Habits.